by sophie doyle, retirement and financial aged care specialist
Change often brings resistance, especially when it feels beyond our control. The idea of growing older and moving into residential aged care can be daunting, evoking fears of loss and uncertainty. This transition doesn’t just affect older individuals – their adult children and families often shoulder the responsibility of making tough decisions, which can feel overwhelming.
However, with careful planning and preparation, these fears can be alleviated, making the transition smoother and less stressful for everyone involved.
The importance of early planning
One common mistake families make is waiting until a crisis arises to start planning. In such moments, stress and urgency can cloud judgment, making decisions more challenging.
By starting the process early, families can take the time to explore options and help everyone come to terms with the change.
Letting go of the family home
For many, the family home is a source of emotional attachment, filled with years of memories. The idea of leaving this familiar space can be incredibly difficult. Families can ease this transition by starting the process of decluttering early, helping their loved one decide what possessions are most meaningful to keep. With time, this can become a positive experience rather than a rushed and painful task.
Addressing specific fears
Beyond the physical move, older individuals may fear losing their independence, disrupting their routines, or being separated from a spouse. Concerns about the quality of care –including meals, activities, and daily life – can also be significant.
Understanding these fears is essential to addressing them. For instance:
- If food quality is a concern, research facilities that offer varied menus or allow residents to bring in meals from home.
- For those prioritising hobbies and social engagement, choose a care provider that offers programs like gardening, music, or exercise.
A new chapter in life
While the move to aged care can seem overwhelming, tackling these challenges with proactive planning can create a smoother path forward. Families who approach this transition thoughtfully can help their loved ones settle into a supportive and enriching environment.
If you are considering aged care or need advice on how to approach the topic with a family member, call our office on (02) 4325 0884 or email sophie.doyle@morgans.com.au to discuss how we can assist you. We offer complimentary 30–minute Aged Care Discovery appointments, available in person or online.
Sophie Doyle (AR#000470612) is a Retirement and Aged Care Specialist at Morgans Financial Limited (Morgans AFSL 235410 / ABN49 010 669 726) and a 2023 Aged Care Adviser of the Year Finalist. Sophie has a passion for assisting people make informed financial decisions, as they navigate their way through retirement and aged care. Disclaimer: While every care has been taken, Morgans Financial Limited makes no representations as to the accuracy or completeness of the contents. The information is of a general nature only and has been prepared without consideration of your individual objectives, financial situation or needs. Before making any decisions, you should consider the appropriateness for your personal investment objectives, financial situation or individual needs. We recommend you see a financial adviser, registered tax agent or legal adviser before making any decisions based on this information. Current at 18 December 2024.